The
Capital & Credit
Financial Group is
committed to the
principles of sound
Corporate Governance in
order to create and
build value for our
shareholders and
stakeholders; enhance
our accountability to
them, and ensure growth
and the sustainability
of the organization’s
future. At the core of
our corporate behaviour
is a steadfast
commitment to our Values
which include Integrity,
Transparency and
Professionalism in all
our business operations.
These Corporate
Governance Principles
adopted by the Board of
Directors, supported by
the charters of the
various Board and
Management committees,
provide the governance
framework of the Capital
& Credit Financial
Group. The committees
are:
The
Board of Directors has
set benchmarks to
monitor its own
effectiveness in
Corporate Governance.
There is a clearly
defined separation of
powers between the Board
of Directors and the
management. It is the
Board that has ultimate
responsibility and
accountability to the
shareholders, the
depositors, the
investors and the
regulators.
External or
Non-Executive Directors
represent the majority
on each Board Committee.
Sub-committees of the
Board comprise Directors
as well as named
executives, with each
having the right to vote
on issues. The
Management Committees
are members of the
Executive Management;
and other management
appointees are under the
direct leadership and
guidance of the
President & CEO of the
Company.
The
Executive Management
team, led by the
President & CEO, is
responsible for
delivering agreed
qualitative and
quantitative results, in
accordance with the
Board’s mandate under
the Strategic and
Operational Goals and
Objectives. Moreover,
the Capital & Credit
Financial Group will
consciously strive to
deliver excellent
customer service; and to
comply with all laws,
regulations, rules and
policies governing the
conduct of our business
in Jamaica and in
whatever country and
jurisdiction that we
transact business.