Ryland T. Campbell Chairman and Group President/CEO

Ryland T. Campbell is a teacher turned Banker, who was educated at Mico College, the University of the West Indies and Columbia State University. He has held several executive management positions in commercial and merchant banking during his over 30 years in the Jamaican banking industry.

Mr. Campbell is a recipient of the Mico College Millennium Award; the Ernst & Young Caribbean Entrepreneur Award 2000 for Financial Services, and has been named to the prestigious International Who's Who – a group of worldwide business and professional leaders.

In April 2006, Mr. Campbell garnered another accolade when he won the Jamaica Observer's Business Leader Award for 2005 for his steadfastness in guiding the Capital & Credit Financial Group along a consistently profitable path, despite the difficulties faced by the Jamaican financial sector.

Mr. Campbell serves as Chairman of the National Health Fund of Jamaica and of the National Development Foundation of Jamaica (a small-business NGO). He is a member of several other Boards including the Council of the University of Technology of Jamaica; the Mico Teachers' College, Nationwide News Network and the Council of Community Colleges.

Mr. Campbell, who has been a Director and Chairman of Capital & Credit Merchant Bank since its inception, is the Chairman/Group President and CEO of the Capital & Credit Financial Group.  He is also a Past President of the Rotary Club of Kingston – Downtown and a Paul Harris Fellow.

	Andrew Cocking Deputy Group President, President of Capital & Credit Remittance Ltd.

Andrew Cocking is Deputy Group President of the Capital & Credit Financial Group, as well as President of Capital & Credit Remittance Limited and Express Remittance Services (Cayman) Limited. He is also a Director of the Group’s subsidiaries and affiliated companies.

As an Investment Banker, Mr. Cocking has held several senior management positions in international and local merchant banks since 1985 after serving in technical positions in private sector firms and government in the United States. He is Deputy Chairman of the Students' Loan Bureau and sits on the Board of Directors of Cable & Wireless (Jamaica) Limited. He is also a past President of the Association of Licensed Financial Institutions. Mr. Cocking is a Civil Engineer who holds an M.Sc. in Management and Public Policy from Carnegie-Mellon University.

In 1999, Mr. Cocking was named to the International Who's Who - a select group of leaders in the professional arena. 

	Curtis Martin Deputy Group President, President & CEO - CCMB and CCSL

Curtis Martin is Deputy Group President of the Capital & Credit Financial Group, as well as President & CEO of Capital & Credit Merchant Bank (CCMB) and Capital & Credit Securities Ltd (CCSL). He is an Investment Banker with over 23 years experience in the financial services sector. As Bank President, Mr. Martin has responsibility for CCMB’s strategic and operational development, and its day-to-day management.

Mr. Martin is the company's sector representative on matters of Government relations, as well as in dealing with industry regulators and supervisors. In June 2006 he was appointed Chairman of the Jamaica Stock Exchange. He is also CCSL’s seat holder on the JSE. Mr. Martin holds a B.Sc. (Hons.) in Management Studies from the University of the West Indies and an MBA in Finance from Columbia University.  

	Moya Leiba-Barnes Snr. Vice President - Retail Banking & Treasury

Moya Leiba-Barnes heads the Treasury and Investment Division, and is responsible for the development and maintenance of a vibrant, viable revenue base through the strategic planning and implementation of results-oriented Treasury and Investment initiatives. In this regard she holds responsibility for Foreign Exchange Trading, Fixed Income Trading, as well as International and Bonds trading.

Mrs. Leiba-Barnes is a career banker with extensive experience in the local Banking sector.

An active member of the Kiwanis Club, Mrs. Leiba-Barnes is a graduate of the University of the West Indies where she obtained a B.Sc. in Management and Economics and an MBA in Banking and Finance.

	Lance Duhaney Branch Manager - Montego Bay

Lance Duhaney is Manager of Capital & Credit’s Montego Bay branch, and is a career banker with over 15 years experience, having worked in various capacities with a number of Jamaican banking institutions before joining Capital & Credit.

As Montego Bay’s branch manager, Mr. Duhaney has responsibility for Business Development through sales of all Bank products and the overall management of Banking Operations, Accounts, Treasury and Investments, Personal Banking, as well as Retail and Commercial Credit activities at the branch. He also serves as the Business Unit Compliance Officer for the branch.

Mr. Duhaney holds a Certificate in Business Administration from the University of Technology, and has completed specialized training in Leadership, Management, Economics, Advanced Credit Appraisal Techniques, Selling Corporate Finance and Capital Market Instruments and Long Term Insurance Products.

Mr. Duhaney has a thorough knowledge of the Montego Bay and Western Jamaican Business Districts, and was recently elected a member of the Montego Bay Chamber of Commerce.