| Use this calculator to determine your debt to
income ratio. Generally speaking, a debt ratio greater than or equal to 40%
indicates you are not a good risk for lending money to.
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| Monthly income after taxes:
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| Spouse's monthly income after taxes:
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| Other monthly income:
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| Monthly rent/mortgage payment:
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| Monthly 2nd mortgage payment:
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| Total of all monthly car/vehicle payments:
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| Total of all monthly credit union loan
payments:
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| All other monthly consumer loan payments:
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| Total of all monthly minimum charge card payments (Visa,
Mastercard, dept. store, etc.):
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| Other monthly payments:
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| Pending monthly loan payments:
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