PROFILE

Capital & Credit Merchant Bank (CCMB) is a subsidiary of Capital & Credit Financial Group Limited (formerly Capital & Credit Holdings Ltd). The Bank is engaged primarily in the business of Merchant and Investment Banking. This includes deposit taking and the issuance of credit.

CCMB is licensed under the Financial Institutions Act, and is regulated by the Bank of Jamaica and the Financial Services Commission. The Bank is an Authorized Foreign Exchange Dealer, and is also approved by the Development Bank of Jamaica and the EXIM Bank as an authorized lender. CCMB is a member of the Jamaica Deposit Insurance Corporation scheme (JDIC).

Capital & Credit Merchant Bank is listed on the Jamaica Stock Exchange and the Trinidad and Tobago Stock Exchange. As at December 2005, 72.77% of its shares were owned by CCFG (the parent) and the balance publicly held by stockholders in Jamaica and Trinidad.

The Bank has two subsidiaries, Capital & Credit Securities Ltd (CCSL) and Capital & Credit Fund Managers Ltd. (CCFM). CCSL is licensed under the Securities Act and is regulated by the Financial Services Commission and the Jamaica Stock Exchange; while CCFM is licensed under the Unit Trust Act and is also regulated by the Financial Services Commission.

CCSL's principal activities are securities trading, stock-broking, portfolio planning and pension fund management, while CCFM is primarily engaged in the management of the Jamaica Investment Fund and the selling of units to the public on the Fund’s behalf.

The success of Capital & Credit Merchant Bank is built on, and entrenched in the timeless and enduring qualities of CONFIDENTIALITY, PROFESSIONALISM, SAFETY and INTEGRITY. Its operations are administered by a dynamic, competent, highly qualified management and staff, guided by a Board of Directors.